Cold started (Expert-based model) at the beginning, Data-drivven model when performance data accumulates
Bring best practices from Chinese digital lending industry, to buiid models and End-to-end criteria for operation optimization
Client: a licensed financial institution affiliated to ecommerce App inCambodia and an car loan institution in Malaysia
achieved by constructing an H5 customer application portal integrated intode devices, an online loan management system, an intelligent risk control plarm, and a network loan risk model. Customers can directly apply for "online loars" through their mobile devices, significantly shortening the personal loan applicatirocess This breaks away from traditional loan application methods, allowing appliations to be submitted anytime and anywhere, improving the loan application experienIt facilitates easy customer application submissions and streamlines the proc3, enhancing the conversion rate of customer loan applications. This, in turn, improves the efficiency and quality of approvals, achieves full-process managemerut of customer data, and handles a large volume of data reports, providing systeatic support for the operation of this business.