Product List

LMS Loan Life-cycle System and Mobile app One-stop Solution

Loan Life-cycle Solution
Single/installment Loan management Platform, covering whole life-cycle management from application, Approval, Loan management to collection payment and customer reaching

Application and Approval Services

  • Multi-Channel Access: Supports the creation and transmission of application orders through APP, Web, etc.
  • Customizable Processes and Fields*: Allows definition of the intake process, steps, and custom fields (radio buttons, checkboxes, drop-down menus, etc.).
  • Loan Product Association*: Can link defined processes with specific loan.
  • Products. Approval Workbench: Provides a personal interface for approval personnel to view and operate tasks.
  • Approval process and node customization: Supports both manual and automatic approval processes, linked to loan approval, collection, and other businesses.
  • Allocation of Approval Personnel: Flexibly configure approval tasks to corresponding personnel, supporting interface calls.

Access and Customer Management

  • User and Role Management: Create, assign, enable/disable users and roles, supporting department and organization associations.
  • Permission Settings: Provides visual permission management, supports custom login rules and auxiliary functions (such as login history, auto logout).
  • Multi-system Support: Unified permission system serves App, management backend, and customer frontend pages.
  • Customer Information Storage and Management: Supports updating customer information, viewing associated orders, managing data history.
  • Application Process Customization*: Differentiates modular personal information, custom field management.
  • Blacklist and Auxiliary Functions: Supports blacklisting, historical modification records, and file upload management.

Loan Management (LM) and Customizing Product (CP) Integrated System

  • Order Management: Supports operations such as loan order status transition, extension, restructuring, and refinancing.
  • Repayment Plan: Provides flexible equal principal and interest calculation and repayment plan reset functions.
  • Product Configuration: Manages the number of terms, credit limits, and matching rules for loan products.
  • Application and Approval Process*: Set different intake steps and approval flows according to product characteristics.
  • Third-Party Integration: Centrally manages interfaces and account information for external partner platforms.

Collection Management System

  • Collection Workbench: Displays different collection pages based on role assignment.
  • Collection Process: Supports both manual and automated collections, automatically guiding customers to create repayment plans.
  • Collection Management: Group management of collection personnel, setting rules and templates.

IceKredit Intelligent Risk Control Platform

2 core systems, decision-making engine and data indicator management platform for complementarity with each other, which can also be deployed alone for effective working.

Data index management platform

  • Fast access configuration and management of multi-source external data.
  • Effective docking and integrating internal data of an institution.
  • Visualized variable derivation, precipitation of general indicator pool, and reduction of repeated development.
  • Indicator output configuration for decision-making system and other system for calling.
  • Full chain data call monitoring.

Intelligent Decision Engine

  • Online deployment, management and operation of rule-based policies, models and processes.
  • Covering the full process of decision configuration, test, release, call, monitoring, analysis and tuning.
  • Application of diversified business decision-making scenarios.
  • Connect with all business systems, with good compatibility and expandability.

Juzi Modeling Platform

Customized Coding Free modeling platform for end-users